SMCA Website Terms of Use

 

This page states the Terms of Use ("Terms") under which You may use www.smca.org (“SMCA”), an on-line association management services portal and guide. Please read these Terms carefully. If You do not accept the Terms stated here, do not use www.smca.org and its services. By using www.smca.org, You agree to be bound by these Terms, including the www.smca.org Privacy Statement.

 

1. Eligibility.

You must be 18 years of age or older, or the age of majority as that is defined in your jurisdiction, whichever is older, to visit or use www.smca.org in any manner. By visiting SMCA or accepting these Terms, You represent and warrant to www.smca.org that You have reached the age of majority in your jurisdiction, and that You have the right, authority and capacity to agree to and abide by these Terms. You also represent and warrant to SMCA that You will use www.smca.org in a manner consistent with any and all applicable laws and regulations.

 

2. Use of SMCA Content.

SMCA authorizes You to view and access a single copy of the content available on or from SMCA solely for your personal use. The contents of www.smca.org, and of all other Web sites under SMCA’s control, whether partial or otherwise (www.smca.org and such other Web sites are sometimes collectively referred to as "SMCA Sites") such as text, graphics, images, logos, button icons, software and other www.smca.org content (collectively, " SMCA Content"), are protected under both United States and foreign copyright, trademark and other laws. All SMCA Content is the property of SMCA or its content suppliers or clients.

 

You further agree to in no other way misuse SMCA Content that appears on this Site, other than those specifically permitted herein or by written agreement with SMCA. Unless specifically permitted herein or in writing by SMCA, the use of the SMCA Content on any other Web site or in a networked computer environment for any purpose is prohibited.

 

3. SMCA's Ownership Rights.

SMCA and its licensors own all right, title and interest, including without limitation all worldwide intellectual property rights in the SMCA Products and Services, and all such rights to all derivative works or enhancements of, in and to, or relating to, the SMCA Products and Services. By entering into this Agreement or by using www.smca.org, You will not acquire any intellectual property or similar rights in the SMCA Products or Services other than a limited right to use the Products or Services for Your personal benefit.

           

4. Site Restrictions.

You may not use any SMCA Site in order to transmit, post, distribute, store or destroy material, including without limitation, SMCA Content, (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

 

You agree that you will not use the SMCA site in any manner that could damage, disable, overburden, or impair the SMCA site or interfere with any other party's use and enjoyment of the SMCA site. You may not obtain, use or access, or attempt to obtain, use or access, any materials or information through any means not intentionally made publicly available or provided for through the SMCA site.

 

5. Advertisers.

If You Participate as an Advertiser, You are solely responsible for all advertising content You transmit or submit to SMCA or through any SMCA Advertiser Program, whether created by or for You, including but not limited to: (i) artwork, written content, images, photos, graphics, music, animation, data, text, information, URLs, hypertext links, scripts and the content and material included in such components; and (ii) websites and content proximately reachable from such advertising content (collectively, "Ads"). Prior to providing any Ads and Participating as an Advertiser, You may be required to read and accept additional written terms and conditions governing Your submission of Ads to SMCA (the "Advertiser Agreement"). SMCA disclaims all liability relating to Your Ads and You agree to indemnify SMCA for all losses SMCA incurs associated with the Ads.

 

By submitting Content for advertising to any public area of any SMCA Site, You automatically grant to SMCA and its affiliates an irrevocable, royalty-free, perpetual, fully paid non-exclusive right (including moral rights) and worldwide license to use, copy, reproduce, modify, adapt, publish, translate, communicate to the public, perform, display, and distribute such Content (in whole or in part) and to prepare derivative works of, or incorporate into other works (in any form, media or technology now known or later developed, for the full term of any rights that may exist in such content) such Content, and to grant and authorize sublicenses thereof (through multiple tiers).

 

SMCA does not represent or guarantee the truthfulness, accuracy, or reliability of Advertiser Content.

 

6. Copyright Agent.

We respect the intellectual property rights of others, and require that the people who use the Site do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please forward the following information to SMCA, designated as such pursuant to the Digital Millennium Copyright Act, 17 U.S.C. § 512(c)(2), named below:

 

Your address, telephone number, and email address;

A description of the copyrighted work that you claim has been infringed;

A description of where the alleged infringing material is located;

A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; and

A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

 

Attn: Copyright Agent

[Company Name]

Attn: [person]

[address]

[fax]

[email]

 

7. SMCA's Liability.

SMCA acts as a venue for on-line association management services portal and guide. SMCA may take any action with respect to Content that it deems necessary or appropriate in its sole discretion if it believes that such Content could create liability for SMCA, damage SMCA's brand or public image, or cause SMCA to lose (in whole or in part) the services of its ISPs or other suppliers. While SMCA reserves the right in its sole discretion to remove Content or other material from the SMCA Site from time to time, SMCA does not assume any obligation to do so and disclaims any liability for failing to take any such action.

 

The SMCA Sites and Content may contain inaccuracies or typographical errors. SMCA makes no representations about the accuracy, reliability, completeness, or timeliness of any Content. The use of all SMCA Content is at your own risk. Changes are periodically made to SMCA Sites and may be made at any time. SMCA cannot guarantee and does not promise any specific results from use of SMCA or any SMCA Site. No advice or information, whether oral or written, obtained by You from SMCA or through or from SMCA or any other SMCA Site shall create any warranty not expressly stated herein.

 

8. DISCLAIMER OF WARRANTIES.

THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS, IS PROVIDED "AS IS," "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR OTHERWISE, FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY IMPLIED WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT, REPRESENT OR COVENANT THAT THE WEB SITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE WEB SITE WILL MEET USERS' REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. [INSERTDOMAIN.COM] ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, AUDIO OR SOFTWARE FROM THE SITE. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.

 

9. LIMITATION OF LIABILITY.

IN NO EVENT SHALL SMCA, ITS AFFILIATES OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE "PROTECTED ENTITIES") BE LIABLE, WHETHER IN AN ACTION BASED ON A CONTRACT INDEMNIFICATION, OBLIGATION, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE), COLLATERALLY OR ARISING FROM ANY STATUTORY DUTY, PRE-CONTRACT OR OTHER REPRESENTATIONS, OR OTHERWISE, HOWEVER ARISING, FOR ANY ECONOMIC LOSSES (INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUES, PROFITS, CONTRACTS, BUSINESS, GOODWILL OR ANTICIPATED SAVINGS) OR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, YOUR PROVISION OF INFORMATION VIA THE WEB SITE, LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

 

10. Local Standards.

We do not represent that materials on the SMCA site are appropriate for use in all locations. Persons who choose to access the SMCA site do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

 

11. Links to Content and Other Sites.

SMCA and certain other SMCA Sites contain links to third party Web sites and content. These links are provided solely as a convenience to You and not as an endorsement by SMCA of the contents on such third-party Web sites. SMCA is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If You decide to access linked third-party Web sites, You do so at your own risk.

 

SMCA and certain other SMCA Sites contain links to social media sites, including but not limited testimonials. These links are provided solely as a convenience to You and not as an endorsement by SMCA of the content on such social media sites. SMCA is not responsible for the content, accuracy of such content, or manner in which such content is provided to these third party social media sites. You specifically agree that the use of these social media sites in conjunction with SMCA is at your own risk.

 

12. Indemnity.

You agree to defend, indemnify, and hold harmless SMCA, its affiliates, and their respective officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from (i) any Content or other material You provide to any SMCA Site, or (ii) your breach of the terms of these Terms. SMCA shall provide notice to You promptly of any such claim, suit, or proceeding.

 

13. Miscellaneous.

The Terms of Service and the relationship between you and us shall be governed by the laws of the State of Pennsylvania, without regard to its conflict of law provisions. You agree that any cause of action that may arise under the Terms of Service shall be commenced and be heard in the appropriate court in the State of Pennsylvania, Bucks County. You agree to submit to the personal and exclusive jurisdiction of the courts located within Bucks County in the State of Pennsylvania. Our failure to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms of Service by SMCA must be made in writing and signed by an authorized representative of SMCA specifically referencing these Terms of Service and the provision to be waived. Headings used in these Terms of Service are for convenience only and are not to be relied upon. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect. These Terms of Service will inure to the benefit of, and are intended to be enforceable by, SMCA's successors, assigns and licensees.

 

14. Legal Disputes

If any dispute arises between You, another Advertiser and/or SMCA or any combination thereof, as it relates to SMCA and this Agreement, such dispute shall be submitted and settled in accordance with the Rules of the American Arbitration Association, in Bucks County, Pennsylvania and the decision of a single English speaking arbitrator shall be final and binding.

 

These Terms constitute a binding agreement between You and SMCA, and is accepted by You upon your use of the SMCA Site.

SMCA Website Terms of Use

This page states the Terms of Use ("Terms") under which You may use www.smca.org ("the SMCA website"), an online association management services portal and guide.  Please read these Terms carefully.  If You do not accept that Terms stated here, do not use the SMCA website and its services.  By using the SMCA website, You agree to be bound by these Terms, including the SMCA website's Privacy Statement.

  1. Eligibility: You must be 18 years of age or older, or the age of majority as that is defined in your jurisdiction, whichever is older, to visit or use the SMCA website in any manner.  By visiting the SMCA website or accepting these terms, You represent and warrant that You have reached the age of majority in your jurisdiction, and that You have the right, authority, and capacity to agree to and abide by these Terms.  You also represent and warrant to SMCA that You will use the SMCA website in a manner consistent with any and all applicable laws and regulations.
  2. Use of SMCA Content: SMCA authorizes You to view and access a single copy of the content available on or from SMCA solely for your personal use.  The contents of the SMCA website, and of all other websites under SMCA's control, whether partial or otherwise (www.smca.org and such other websites are sometimes collectively referred to as "SMCA sites") such as text, graphics, images, logos, button icons, software and other SMCA website content (collectively "SMCA Content"), are protected under both United States and foreign copyright, trademark, and other laws.  All SMCA Content is the property of SMCA or its content suppliers or clients.  You further agree to in no other way misuse SMCA Content appearing on this site, other than those specifically permitted herein or by written agreement with SMCA.  Unless specifically permitted herein or in writing by SMCA, the use of SMCA Content on any other website or in a networked computer environment for any purpose is prohibited.
  3. SMCA's Ownership Rights: SMCA and its licensors own all right, title, and interest, including without limitation all worldwide intellectual property rights in the SMCA Products and Services, and all such rights to all derivative works or enhancements of, in and to, or relating to, the SMCA Products and Services.  By entering into this Agreement or by using the SMCA website, You will not acquire any intellectual property or similar rights in the SMCA Products or Services other than a limited right to use the Products or Services for Your personal benefit.
  4. Site Restrictions: You may not use any SMCA site to transmit, post, distribute, store, or destroy material, including without limitation, SMCA Content, (a) in violation of any applicable law or regulation, (b) in a manner that infringes the copyright, trademark, trade secret, or other intellectual property rights of others or violates the privacy, publicity, or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive, or hateful.  You agree that you will not use the SMCA website in any manner that could damage, disable, overburden, or impair the SMCA website or interfere with any other party's use and enjoymnet of the SMCA website.  You may not obtain, use or access, or attempt to obtain, use or access, any materials or information through any means not intentionally made publicly available or provided for through the SMCA website.
  5. Advertisers: If You participate as an Advertiser, You are solely responsible for all advertising content You transmit or submit to SMCA or through any SMCA Advertiser Program, whether created by or for You, including but not limited to (a) artwork, written content, images, photos, graphics, music, animation, data, text, information, URLs, hypertext links, scripts and the content and material included in such components; and (b) websites and content proximately reachable from such advertising content (collectively "Ads").  Prior to providing any Ads and participating as an Advertiser, You may be required to read and accept additional written terms and conditions governing Your submission of Ads to SMCA (the "Advertiser Agreement").  SMCA disclaims all liability relating to Your Ads and You agree to indemnify SMCA for all losses SMCA incurs associated with the Ads.  By submitting content for advertising to any public area of any SMCA site, You automatically grant SMCA and its affiliates an irrevocable, royalty-free, perpetual, fully paid non-exclusive right (including moral rights) and worldwide license to use, copy, reproduce, modify, adapt, publish, translate, communicate to the public, perform, display, and distribute such content (in whole or in part) and to prepare derivative works of, or incorporate into other works (in any form, media or technology now known or later developed, for the full term of any rights that may exist in such content) such content, and to grant and authorize sublicenses thereof (through multiple tiers).  SMCA does not represent or guarantee the truthfulness, accuracy, or reliability of Advertiser Content.
  6. Copyright Agent: We respect the intellectual property rights of others and require that anyone using the SMCA website do the same.  If you believe that your work has been copied in a way that constitutes copyright infringement, please forward the following information to SMCA, designated as such pursuant to the Digital Millenium Copyright Act, 17 U.S.C. § 512(c)(2), named below:
    1. Your address, telephone number, and email address;
    2. A description of the copyrighted work that You claim has been infringed;
    3. A description of where the alleged infrining material is located;
    4. A statement by You that You have a good faith belief that the disputed use is unauthorized by the copyright owner, its agent, or the law;
    5. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; and
    6. A statement by You, under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
  7. SMCA's Liability: SMCA acts as a venue for this online association management services portal and guide.  SMCA may take any action with respect to content it deems necessary or appropriate in its sole discretion if it believes that such content could create liability for SMCA, damage SMCA's brand or public image, or cause SMCA to lose (in whole or in part) the services of its ISPs or other suppliers.  While SMCA reserves the right in its sole discretion to remove content or other material from the SMCA website from time to time, SMCA does not assume any obligation to do so and disclaims any liability for failing to take any such action.  The SMCA sites and content may contain inaccuracies or typographical errors.  SMCA makes no representations about the accuracy, reliablility, completeness, or timeliness of any content.  The use of all SMCA content is at your own risk.  Changes are periodically made to SMCA sites and may be made at any time.  SMCA cannot guarantee and does not promise any specific results from use of any SMCA site.  No advice or information, whether oral or written, obtained by You from SMCA or through or from SMCA or any other SMCA site shall create any warranty not expressly stated herein.
  8. DISCLAIMER OF WARRANTIES: THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS, IS PROVIDED "AS IS," "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR OTHERWISE, FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY IMPLIED WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT, REPRESENT OR COVENANT THAT THE WEB SITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE WEB SITE WILL MEET USERS' REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. [INSERTDOMAIN.COM] ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, AUDIO OR SOFTWARE FROM THE SITE. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.
  9. LIMITATION OF LIABILITY: IN NO EVENT SHALL SMCA, ITS AFFILIATES OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE "PROTECTED ENTITIES") BE LIABLE, WHETHER IN AN ACTION BASED ON A CONTRACT INDEMNIFICATION, OBLIGATION, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE), COLLATERALLY OR ARISING FROM ANY STATUTORY DUTY, PRE-CONTRACT OR OTHER REPRESENTATIONS, OR OTHERWISE, HOWEVER ARISING, FOR ANY ECONOMIC LOSSES (INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUES, PROFITS, CONTRACTS, BUSINESS, GOODWILL OR ANTICIPATED SAVINGS) OR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, YOUR PROVISION OF INFORMATION VIA THE WEB SITE, LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  10. Local Standards: We do not represent that materials on the SMCA site are appropriate for use in all locations. Persons who choose to access the SMCA site do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.
  11. Links to Content and Other Sites: SMCA and certain other SMCA sites contain links to third party Web sites and content. These links are provided solely as a convenience to You and not as an endorsement by SMCA of the contents on such third-party Web sites. SMCA is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If You decide to access linked third-party Web sites, You do so at your own risk.  SMCA and certain other SMCA sites contain links to social media sites, including but not limited testimonials. These links are provided solely as a convenience to You and not as an endorsement by SMCA of the content on such social media sites. SMCA is not responsible for the content, accuracy of such content, or manner in which such content is provided to these third party social media sites. You specifically agree that the use of these social media sites in conjunction with SMCA is at your own risk.
  12. Indemnity: You agree to defend, indemnify, and hold harmless SMCA, its affiliates, and their respective officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from (i) any Content or other material You provide to any SMCA site, or (ii) your breach of the terms of these Terms. SMCA shall provide notice to You promptly of any such claim, suit, or proceeding.
  13. Miscellaneous: The Terms of Service and the relationship between You and us shall be governed by the laws of the State of Pennsylvania, without regard to its conflict of law provisions. You agree that any cause of action that may arise under the Terms of Service shall be commenced and be heard in the appropriate court in the State of Pennsylvania, Bucks County. You agree to submit to the personal and exclusive jurisdiction of the courts located within Bucks County in the State of Pennsylvania. Our failure to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms of Service by SMCA must be made in writing and signed by an authorized representative of SMCA specifically referencing these Terms of Service and the provision to be waived. Headings used in these Terms of Service are for convenience only and are not to be relied upon. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect. These Terms of Service will inure to the benefit of, and are intended to be enforceable by, SMCA's successors, assigns and licensees.
  14. Legal Disputes: If any dispute arises between You, another Advertiser and/or SMCA or any combination thereof, as it relates to SMCA and this Agreement, such dispute shall be submitted and settled in accordance with the Rules of the American Arbitration Association, in Bucks County, Pennsylvania and the decision of a single English speaking arbitrator shall be final and binding.  These Terms constitute a binding agreement between You and SMCA, and is accepted by You upon your use of the SMCA Site.